Welcome to our website.

CFS was founded in 2000 with a commitment to exceptional customer service and the best rates in the market. CFS, America’s Most Reliable Home Lender, has helped thousands of families find ways to accomplish their home ownership needs, whether buying a first home or refinancing their current loan. We’re proud that with CFS 4 out of 5 customers are approved. We say it, you believe it, we prove it everyday: No one can do what CFS Can.

CFS has a long standing commitment to offering the lowest and best rates on the market assuring the best deal and the easiest way to home ownership. Call us today and find out about our "No Fee Loan PLUS!" program designed to provide our customers with an easy and quick option to achieve and retain home ownership.

No delays. No Nonsense. We make getting a mortgage loan EASY!

You need someone on your side. CFS is a Direct Mortgage Banker who will make sure you aren't doing paperwork you don't have to do. Who speeds up some of the steps you can't avoid. You need a "blocker," clearing the way of obstacles as you head toward your goal.

We are HERE! At CFS, you'll find out how we make the process of qualifying, applying, and getting approved for a mortgage loan, simpler than you ever imagined.

When you've picked out your dream home or just need to refinance, wether it is to lower your monthly payments, change the terms of you current loan, get some cash for that remodeling or just to take a vacation, or even if it is to prepare for your kids education, we make the jumping through hoops just a thing of the past. We will take you by the hand from the application to the closing table.

Many people think their real estate agent will help them through a confusing mortgage process. Your real estate agent is looking out for you, no question about it. But it's your mortgage lender who will deal with all of those steps and all that paperwork.

We are your "Only Source Lending". As a mortgage banker, there is no middleman which means more money in your pocket. We truly understand how important it is to trust your mortgage advisor, that is why we proudly say, "It's not just a house, It's your HOME!"

Electronic filing of most required documents means it gets to us faster and you get a decision faster. We've cut down on duplicated information, too -- give it to us once, our systems "remember" it so we don't ask again! And beyond our state-of-the-art technology, we have good old fashioned expertise in mortgage brokerage. We know the ins and outs. We do the heavy lifting for you -- saving you time and aggravation.

Navigate our website to learn how we make getting a loan easier and faster! Remember, no one can do what CFS Can.

9 Steps to Ownership

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